This information applies to Mexico only.

In a context where the value of our local currency is increasingly threatened by inflation and banking hurdles, protecting your money isn’t a luxury—it’s a necessity.

That’s why today we want to introduce you to USDY, a digital dollar backed by secure assets that allows you to save, earn interest, and move your money more efficiently—all in minutes and without complications.

Why is finding alternatives in LATAM so important?

In countries like Argentina, Mexico, or Colombia, inflation can eat away more than 4% of your money’s value in just one year. On top of that, traditional systems take days to process an international transfer and charge you sky-high fees.

Accessing dollars or safe financial products is often complicated, full of bureaucracy, or simply impossible for many people.

What is USDY?

USDY is a digital dollar backed by U.S. Treasury bonds. But what makes it different from other stablecoins like USDT or USDC is something crucial: USDY is a yield-bearing token.

What does that mean?

While a “regular” token (like USDC) only maintains its value—$1 will always be $1—USDY increases in value over time. Its price remains stable because it’s pegged to the dollar, but the token itself grows thanks to the interest generated by the assets backing it (U.S. Treasury bonds and other secure instruments).

A simple example:

• If you have 100 USDC today and keep it for a year, you’ll still have 100 USDC.

• If you have 100 USDY today, after a year your 100 USDY will be worth about $104.25, because its value increases slightly each day thanks to automatic yield generated by U.S. Treasuries.

You don’t need to lock up your funds, move them to a separate fund, or do anything complicated—the growth is built into the token.

Why is it better than other stablecoins?

• Automatic yield: USDY doesn’t just preserve your money—it grows it day by day.

• Secure backing: It’s supported by what’s considered the safest asset in the world: U.S. Treasury bonds.

• Simplicity: Unlike other systems where you have to search for opportunities to earn interest, USDY does it automatically.

• Flexibility: Even though it grows in value, it works just like any other digital dollar—you can send, receive, or exchange it anytime.

In short: it’s like having a smart dollar that works for you.

How does this change the way you save and move money?

• Save in digital dollars that are protected and interest-bearing.

• Send or receive money almost instantly.

• Forget bureaucracy, fine print, or losing value to unfair conversions.

And where does Capa come in?

Capa gives you a local, direct ramp to access USDY:

• Swap your pesos for USDY quickly and safely.

• No crypto expertise needed—everything happens through an easy-to-use interface that complies with local regulations.

• If you need to withdraw, you can convert back to pesos or move your USDY anywhere you want.

The bottom line:

Today more than ever, protecting and growing your money is possible, accessible, and simple. USDY and Capa put a new way to save and move value in LATAM right in your hands—designed for the new digital economy.